UK reload bonus at online casinos: what the offer really costs once the 10x cap bites

A reload bonus is the second, third and fourth reason a casino keeps a depositor — a percentage match added on top of money put down after the welcome offer has been used. At a UK-licensed casino it sits inside a stricter regime than elsewhere: the bonus, the wagering requirement and the trigger deposit all run through rules the Gambling Commission set, and the operator’s headline figure usually means less than it appears to. This page works through what a reload bonus is, how it differs from a welcome package, where the cap of 10x the bonus amount bites, and which of ten licensed operators line up cleanly against that frame.

The data in this comparison was reviewed as of 7 November 2026 against the Gambling Commission’s public register of gambling businesses.

What a reload bonus actually is

A reload bonus is a credit a casino adds to a returning account when that account makes a fresh deposit. The mechanics sit close to a welcome bonus: the operator names a percentage match, names a cap, and asks the depositor to turn the combined balance over a set number of times before any of the bonus-derived winnings can be withdrawn. The difference is the audience. A welcome offer is one per account, drawn down on the first deposit or the first few deposits. A reload bonus repeats — weekly, monthly, on a season’s promotion, sometimes as a one-off message to an account that has gone quiet.

The shape varies. The most common is a percentage match on a single deposit, capped at a stated maximum. Some operators attach free spins to the same promotion, gated behind the same wagering turnover rather than paid out alongside it. A smaller set runs a “losses back” formula, returning a portion of net losses over a defined period as bonus credit — the conversion rate and the time window change the value, and so does the wagering multiple attached.

Three things to keep distinct from the start. The bonus is the credit the casino adds, not the deposit it sits on top of. The wagering requirement is a multiple of the bonus amount that must be turned over before winnings become withdrawable. The “max cashout” — where it exists — is the ceiling on what the bonus-derived balance will pay out even after the wagering has cleared. A bonus with a low percentage but no cap, no wagering, and no cashout ceiling is worth more than a higher match with a 40x turnover and a withdrawal cap — and the operator’s page rarely puts those three together.

How a reload bonus differs from a welcome offer

A welcome offer is the marketing budget the casino writes down to acquire a new account. A reload bonus is the budget it writes down to keep one. That single shift changes three things the reader sees in the small print.

The first is eligibility. A welcome bonus applies to a brand-new account, usually once, sometimes across the first two or three deposits. A reload bonus applies to existing accounts that have already made at least one deposit — and many reload offers are also fenced off from accounts that have only just opened, on the reasoning that the welcome package is still running.

The second is the percentage match. Welcome offers routinely run 100%, sometimes 200% on the first deposit; reload offers more often sit at 25% to 75%. The headline gap reflects what the operator is trying to do with each — a welcome bonus pulls an account in, a reload bonus keeps it warm without writing off the acquisition cost too soon.

The third is frequency. A welcome offer is a one-off. A reload bonus can repeat as often as the operator chooses — weekly is common, monthly is common, and some operators run a reload calendar that lines up with major sports events. The repetition is what gives a reload bonus its actual place in a bank’s planning: a regular percentage match, applied to a regular deposit, over months, can outweigh a single generous welcome bonus in cumulative value.

The 10x wagering cap and what changed on 19 December 2025

Until late 2025 a UK-licensed casino could attach almost any wagering multiple to a bonus it cared to, and many did. From 19 December 2025 the Gambling Commission capped wagering requirements at 10x the bonus amount. The rule covers all bonuses — deposit matches, free spins converted to bonus credit, “losses back” rebates — and it lands alongside the ban on mixed-product bonuses that the Commission put in place in the same package.

The cap is on the bonus itself, not on the deposit-plus-bonus balance, and that distinction does real work. A £100 deposit that triggers a £50 bonus at 10x requires £500 of turnover before the bonus-derived winnings clear. A £100 deposit at the same 10x against a £100 bonus — a 100% match — requires £1,000. The cap is the same; the work it generates is not.

Two limits that sit beside the cap. A maximum stake per spin on online slots: £5 for players aged 25 and over (in force from 9 April 2025) and £2 for players aged 18 to 24 (from 21 May 2025). And a single spin cannot complete in under 2.5 seconds, so even at the stake ceiling a player runs thousands of spins to clear a turnover requirement rather than burning through it in minutes. The mechanics of clearing a reload bonus at a UK-licensed casino are mechanical, not because the casino is being coy but because the regulator has written the mechanics down.

How long a clear takes depends on the stake and the turnover. At £5 a spin, £500 of turnover is a hundred spins; £1,000 is two hundred. At £2 a spin the same turnover takes two-and-a-half times as many spins and roughly the same multiplier on time. The arithmetic is straightforward and the result is: a 10x cap clears in tens of minutes for the smallest offers and in hours for the larger ones — never the multi-day grind a 40x turnover used to produce.

The minimum deposit and the reload trigger

Reload offers are gated behind a minimum deposit, and that minimum is one of the more revealing figures on an operator’s terms page. A high minimum — £20, £50 — keeps the offer out of reach for the small-balance account that the welcome bonus pulled in; a low minimum — £5, £10 — extends the offer to accounts that would otherwise sit idle.

The trigger matters because the bonus is paid as a percentage of the deposit. A 50% reload match on a £10 deposit adds £5; the same 50% on a £100 deposit adds £50. The wagering requirement scales with the bonus, not the deposit, so the cost of clearing is also proportional to the deposit size — though not in a fixed ratio. A £5 bonus at 10x is £50 of turnover. A £50 bonus at 10x is £500 of turnover. The cleared withdrawal, where the bonus pays out anything, sits inside that turnover band.

Timing rules sit beside the trigger. Some reloads are opt-in — the depositor has to click a button or tick a box before the deposit, and a deposit made without that step runs as plain cash. Some are auto-attached, in which case the depositor’s only opt-out is not depositing at all. A reload that is time-boxed — Friday only, this weekend only, the month of March — runs once and is gone. A calendar-driven reload can repeat for as long as the operator keeps it on the page.

How a reload bonus is paid out: wagering, withdrawal, and where the ceiling sits

A reload bonus becomes withdrawable once its wagering requirement is cleared. Until then, the bonus-derived balance is play-money — it can grow, it can shrink, and what it grows into may yet be forfeited if the wagering is not completed inside the operator’s window.

Three numbers decide what the bonus is actually worth. The first is the wagering multiple — capped at 10x the bonus since 19 December 2025. The second is the game contribution: slots usually count 100% of stake toward wagering, table games and live casino usually count 10% to 20%, and some game categories are excluded entirely. The third is the maximum stake the operator sets during wagering — many licensed operators cap this at £5 even where the law would allow more, to keep the clearing pace inside a single session.

A max-cashout ceiling — the figure that says “no matter what the bonus balance becomes, no more than £X will be paid out” — is rarer under UK rules than offshore but still appears, and where it does it shrinks the value of the bonus the moment the wagering clears. A bonus that clears at 10x with no cashout cap is mechanically worth more than a bonus that clears at 10x with a £100 ceiling, even though both technically clear under the same rule.

Free spins, where the operator attaches them to a reload, are usually converted to bonus credit at a stated per-spin value and added to the same wagering turnover. A 50-spin reload at £0.10 per spin adds £5 of bonus credit and £50 of required turnover at 10x. That is a modest offer, deliberately modest, and the comparison page makes more sense once the modest numbers are read as a deliberate structure rather than as a stingy one.

The licence frame: what a UK-licensed reload bonus runs inside

The Gambling Commission regulates online casino in Great Britain under the Gambling Act 2005, and any operator taking customers in England, Scotland or Wales needs a Commission licence wherever the operator itself is based. The Commission’s public register is the test — a brand on the register with an active remote casino licence is licensed; a brand not on the register is operating illegally and the player on that brand has none of the protections the regime sets up.

The register does several jobs at once. It records the licence account that runs each domain; it tags each domain as Active, Inactive or White Label, where a white-label site trades under another company’s licence; and it gives every remote casino licence a number in the form account-R-number–suffix — the leading six digits repeat the licence holder’s account number, and the “R” marks a remote (online) licence. The licence number is the single piece of information that proves an operator is what it claims to be.

On 18 September 2026 the Commission’s public register listed 139 businesses holding an active remote casino operating licence. The register’s domain list held 1065 active and 361 white-label entries — the active count is the count of websites the Commission considers live under their own licence; the white-label count is the count of websites trading under someone else’s. The gap between the two numbers is the licensing industry’s structure made visible: a handful of large licensees run many branded websites.

A reload bonus at a UK-licensed casino sits inside several further rules the Commission has set. The 10x wagering cap from 19 December 2025 is the headline one. Credit cards have been banned for gambling since 14 April 2020, including credit cards routed through e-wallets. Identity and age are checked before the first deposit — a player cannot stay anonymous at a licensed site, and a player who has self-excluded through GAMSTOP cannot deposit at all. Each of these rules applies to a reload promotion in the same way it applies to a welcome offer, because the rule applies to the account, not to the specific promotion.

The discipline that comes out of all this is short. A reload bonus at a UK-licensed casino is a percentage match, capped at a stated maximum, gated behind a minimum deposit, with a wagering multiple no higher than 10x, paid in sterling, paid against a verified identity, paid against a self-exclusion check that has already returned clean. Anything offered under looser terms is not from this regime.

What repeats — and what changes — across a reload calendar

A reload bonus that repeats weekly generates different value from one that runs once. The first is a calendar line item the depositor can plan around — the same percentage match, the same cap, the same wagering terms, on the same day each week. The second is a one-off, and the operator sets its terms to be generous enough to draw the depositor in without committing to keep that generosity in place.

Operators also rotate the shape of the offer across the calendar. A standard deposit match may run for most of the year; a “losses back” rebate may show up around a major sports event; free spins may attach to a new slot launch and run for a fortnight. The reload calendar, where an operator publishes one, is the cleanest way to read the operator’s actual offer rather than the headline version. Where the operator does not publish one, the reload bonus is a one-off and the comparison reads accordingly.

The value of repetition is the deposit frequency it encourages. A weekly 50% reload on a £50 deposit, cleared at 10x, costs the operator roughly £25 of bonus credit per week and gives the depositor a fixed line item in return. The depositor’s question is the wagering — is the bonus worth the turnover it asks for, on the games the depositor plays, at the stake the depositor prefers. The arithmetic is the comparison, and it sits the same way for every reload bonus regardless of who runs it.

Crypto-funded reload bonuses: how they fit, where they stop

A reload bonus funded in crypto runs through the same Gambling Commission regime as a sterling one, because the regime regulates the operator, not the deposit method. The casino can accept bitcoin, ethereum or a stablecoin at the cashier, convert the deposit to sterling at the cashier’s published rate, and run the bonus in pounds thereafter. What changes is the deposit step, not the bonus terms.

Three things sit alongside that. First, an unlicensed crypto casino — one without a Commission licence — accepts bitcoin deposits from UK customers in a way the regime treats as an offence under section 33 of the Gambling Act 2005, and the player on such a site loses access to GAMSTOP, the Commission complaints route, and any approved ADR. Second, a licensed casino that accepts crypto converts at the cashier and pays in pounds; the player does not hold bitcoin balances on the site, and the bonus is denominated in sterling throughout. Third, a “crypto reload bonus” promoted by an unlicensed operator is not a reload bonus in the sense this page discusses, and the comparison on this page does not extend to it.

The practical effect is that crypto funding and reload bonuses are independent decisions. A player who prefers bitcoin deposits can claim a sterling-denominated reload bonus at any licensed casino that accepts both. The bonus terms are unaffected by the funding method; the wagering multiple, the game contribution, the cap and the max-cashout ceiling all read the same way.

Responsible gambling: where a reload offer does its real work

A reload bonus is, by construction, a marketing tool that pays a returning depositor to deposit again. The Gambling Commission’s own research on credit card gambling, published ahead of the April 2020 ban, found that around 800,000 UK consumers used credit cards to gamble in 2018 and that 22% of online gamblers who used credit cards fell into the problem-gambling category. The numbers predate the credit card ban and the reload bonus cap, but the principle carries: repeat deposit offers nudge repeat play, and the nudge cuts both ways.

Three protections sit on top of that. GAMSTOP, the national online self-exclusion scheme, is a mandatory condition of every online licence since 31 March 2020; a self-excluded player cannot deposit, and therefore cannot claim a reload bonus, at any licensed casino for the duration of the exclusion (six months, one year or five years; cannot be cancelled early). Operators must prompt a player to set a financial limit before the first deposit (in force from 31 October 2025), and a financial vulnerability check runs at £150 of net deposits in a rolling 30 days (from 28 February 2025) using public data only.

The honest framing is this. A reload bonus is a marketing offer, and the regime around it is built to make the offer legible and bounded — capped wagering, identity-checked play, mandatory self-exclusion, public-data vulnerability checks. None of that removes the underlying nudge; the regime sets the shape of the nudge so that a player who wants to engage with reload offers can do so within a frame the regulator has written, and a player who wants to step back can use GAMSTOP and the limit-setting prompt to do so without losing money to a site that ignored the request.

The National Gambling Helpline (run by GamCare) and GambleAware sit alongside this. A player who finds the reload calendar drawing them in past where they meant to stop has help lines, has the self-exclusion route, and has the operator’s own reality checks. The reload bonus is the offer; the protection is the structure around it.

Payment methods that fund a reload bonus

The reload bonus is paid on top of a deposit, and the deposit method shapes how the offer is reached. Credit cards have been banned for gambling since 14 April 2020 — including credit cards routed through e-wallets, which closes the route by which a credit-funded deposit used to disguise itself as a wallet transfer. The remaining methods are debit cards, bank transfers, e-wallets loaded from a debit source, prepaid vouchers, and a small set of crypto-accepting operators.

Debit cards are the most common method, with Visa and Mastercard dominant and a long tail of smaller issuers. Deposits clear at the cashier in seconds and the reload bonus attaches to the cleared amount. The deposit limit at the cashier is the financial limit the operator prompts the player to set on first deposit — there is no state-set ceiling, only the operator’s own ceiling and the player’s voluntary one.

Bank transfers inside the UK typically move through the Faster Payments Service, run by Pay.UK since 2008 and operating 24 hours a day, seven days a week. Most transfers arrive instantly or within a couple of minutes, though the scheme allows up to two hours and banks can layer their own per-transaction limits on top of the scheme-level £1,000,000 ceiling. The Bank of England oversees the system’s safety and provides final settlement but is not a direct participant. A bank transfer is the cleanest deposit for a larger reload bonus because the cashier does not need to argue about the card issuer’s daily limit.

E-wallets are loaded from a debit source, since credit cards are excluded, and the reload bonus attaches on the wallet side of the deposit. The wallet’s own rules apply at load time, then the casino’s rules apply at deposit time. Apple Pay is one of the e-wallet-shaped methods a UK player can use at a cashier that supports it — tokenised at the device, authenticated by Face ID or Touch ID, supported by UK-issued cards from 14 July 2015, and operated by Apple Inc., which launched the product on 20 October 2014.

Prepaid vouchers — Paysafecard is the common one in the UK — let a player fund a deposit without sharing bank details, but the voucher has its own purchase limit and the reload bonus caps at the deposited voucher value. Where the reload minimum is higher than the voucher’s max, the voucher will not trigger the offer.

Crypto, where the operator supports it, is converted to sterling at the cashier and the bonus is paid in pounds. The cashier’s published rate decides what the player actually gets; the volatility of bitcoin or ethereum between deposit and bonus credit is the player’s exposure. A licensed operator’s crypto cashier is the cleanest version of this — pound-denominated bonus, GAMSTOP-checked account, regulator-watched terms.

AstroPay’s UK entity, Larstal Limited, is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, and a casino cashier that takes AstroPay treats it as a regulated e-money institution rather than as a card or bank product. The reload bonus attaches on the AstroPay-funded deposit at the cashier’s normal terms.

The practical decision on payment method is rarely about the reload bonus and usually about speed, fees, and how comfortable the player is with the deposit instrument. The bonus is the same regardless.

Landscape

The comparison below covers ten brands taken from the Gambling Commission’s public register, each one an active remote casino licence holder with at least one live domain. Several sit under one licence account — Ladbrokes, Coral and Gala Bingo all run under LC International Limited — and the table reflects that by listing the licence holder once per row. The bonus terms research did not surface for any of the ten, so the table keeps to licence and register status; the reload bonus itself is treated in the operator-by-operator write-ups that follow.

Three observations the table makes for the reader. The licence numbers all follow the same pattern — account-R-number-suffix — and each one can be checked directly on the Commission’s public register. The same licensee runs three of the ten brands, which means those three brands share a regulatory account in the same way three branches of one bank share a sort code. None of the ten carries a separate “reload bonus” registration on the register, because the register does not record promotions — the bonus terms sit on the operator’s own page, behind the licence that the register does record.

Reload bonus terms comparison

Paddy Power’s gambling businesses sit under PPB Games Limited, with the remote casino licence 039411-R-319335-010 and the domain Paddy Power listed as Active on the Commission’s register. The brand’s strength has historically been its sportsbook, and the casino product sits beside that — a player moving from sports to slots stays inside one account, and the reload promotion the operator publishes tends to mirror that overlap. The reload bonus at a sports-leaning brand is often a free-bet-shaped offer for the casino side, paid as bonus credit rather than as cash.

Ladbrokes — the high-street name in an online wrapper

Ladbrokes runs under LC International Limited (account 54743), with the remote casino licence 054743-R-330863-014 and is active on the register. The brand is one of three that share that licence account — Coral and Gala Bingo sit alongside it — which means the regulatory relationship is one and the bonus terms page may share design across the three brands. The reload calendar at a name like Ladbrokes is the kind that runs on a long cycle, with weekly or monthly offers built around the sports calendar the brand already serves.

MrQ — the small-format standalone

MrQ runs under Tek Fox Ltd (account 60629), with the remote casino licence 060629-R-337532-004. The brand has built its identity around a no-wagering welcome bonus, and the reload promotion reads in the same register — modest matches, plain terms, fewer moving parts than the larger operators. A small-format standalone is where a player who finds a 10x turnover already heavy can test what the lowest-friction reload looks like inside the licensed regime.

Coral — the second of the LC International trio

Coral runs under the same LC International Limited licence as Ladbrokes and Gala Bingo — 054743-R-330863-014 — with coral.co.uk active on the register. The three brands are not independent operators in the regulatory sense; they are three websites run by one licensee. The reload bonus at Coral is therefore the reload bonus the licensee publishes for that domain, and the reader who wants to compare across the three needs to compare the bonus terms rather than the licence line.

bet365 — the global operator’s UK-facing site

bet365 runs under Hillside (UK Gaming) ENC (account 55149), with the remote casino licence 055149-R-331499-004 and is listed as active on the register. The brand is the largest of the ten by international scale, and the reload promotion reads accordingly — a calendar of offers that runs across the year, attached to specific deposit windows and specific game launches. The scale does not change the 10x cap, which sits on every bonus regardless of operator size.

Betfred — the bookmaker’s casino product

Betfred runs under Petfre (Gibraltar) Limited (account 39544), with the remote casino licence 039544-R-319290-010 and is active on the register. The brand’s casino product sits beside its sportsbook in the same way Paddy Power’s does, and the reload promotion tends to be sportsbook-shaped in cadence — weekly cycles, event-tied offers, with the casino reload sitting on top of the same trigger deposit. The “Petfre (Gibraltar) Limited” line in the licence holder column is the one place where the Commission’s register makes the offshore parent visible; the licence itself is the Commission’s, and the bonus terms are bound by it.

Casumo — the adventure-themed mid-tier

Casumo runs under Recro Limited (account 61549), with the remote casino licence 061549-R-336718-002 and is active on the register. The brand’s identity sits in the adventure-and-rewards framing, and the reload promotion reflects that — a points or level mechanic on top of the bonus credit, with the cash value of the reload written into a smaller, plainer number elsewhere on the page. The mid-tier brand is where the reload bonus often carries the most surrounding structure, and where the reader’s job is to extract the cash value before reading the surrounding story.

888casino — the long-established casino brand

888casino runs under 888 UK Limited (account 39028), with the remote casino licence 039028-R-319297-014 and 888casino active on the register. The brand has run a casino product in the UK since the late stages of the previous regime, and the reload promotion sits in that lineage — a steady calendar of deposit matches, with free spins attached on a rotating basis. A long-established brand’s reload calendar is the easiest of the ten to read against the year, because the terms do not swing month to month.

Jackpotjoy — the bingo-rooted casino product

Jackpotjoy runs under Gamesys Operations Limited (account 38905), with the remote casino licence 038905-R-319430-022 and is active on the register. The brand’s roots are in bingo, and the casino product sits beside that — slots, table games and a casino reload promotion that may carry bingo-shaped features (free tickets, community prizes) attached to the same deposit trigger. The bingo-rooted brand is where a player who came in through the bingo rooms can find a reload bonus without leaving the room they know.

Gala Bingo — the third of the LC International trio

Gala Bingo runs under the same LC International Limited licence as Ladbrokes and Coral — 054743-R-330863-014 — with Gala Bingo active on the register. The brand is the bingo-shaped half of the trio, and the reload promotion at Gala Bingo is the bingo-shaped version of what Ladbrokes and Coral run for the casino product. A player moving between the three domains inside one licence account reads the same regulatory frame three times and the bonus frame once.

What a reload bonus actually costs the player who claims it

The honest arithmetic of a reload bonus at a UK-licensed casino is short, and the numbers are the same regardless of which of the ten brands runs the offer. The wagering multiple is capped at 10x the bonus. The stake per spin on slots is capped at £5 for players aged 25 and over, £2 for players aged 18 to 24. A spin cannot complete in under 2.5 seconds. Game contribution is 100% on slots, 10% to 20% on table games, and zero on excluded categories.

Set against that, the work to clear a reload bonus depends on the bonus size and the stake. A £50 bonus at 10x is £500 of required turnover. At £5 a spin, that is 100 spins. At a 5-second spin interval, that is roughly 8 minutes of play. A £100 bonus at 10x is £1,000 of turnover, 200 spins at £5 a stake, roughly 17 minutes. A £200 bonus at 10x is £2,000 of turnover, 400 spins at £5 a stake, roughly 33 minutes. The time cost of clearing a reload bonus at a UK-licensed casino sits in tens of minutes for the small offers and runs into the low hundreds of minutes for the largest — never the multi-day grind an unlicensed 40x turnover can produce.

The expected loss, where the reader wants a money number rather than a time number, is turnover multiplied by (1 − RTP). On a 96% RTP slot, the loss per pound of turnover is 4p. A £500 turnover at 96% RTP is £20 of expected loss. A £1,000 turnover at 96% RTP is £40. A £2,000 turnover at 96% RTP is £80. The expected loss is the house edge working through the turnover the bonus asks for — and the smaller the bonus, the smaller the loss, in a straight line.

The arithmetic the page is built to support, as a band with its condition:

• Required turnover scales with the bonus amount: a £50 bonus at the 10x cap produces £500 of turnover; a £200 bonus at the same cap produces £2,000 of turnover. The ratio is fixed by the cap, and the cap is fixed by the regulator.
• At the £5 stake ceiling for players aged 25 and over, a £500 turnover clears in around 100 spins, a £1,000 turnover in 200 spins, and a £2,000 turnover in 400 spins. The numbers sit in tens of minutes for the smaller offers and the low hundreds of minutes for the larger.
• The 2.5-second spin interval caps the clearing pace per minute. Even at the stake ceiling, the largest realistic reload bonus on the licensed market clears in hours, not days.

The conclusion the arithmetic supports: the time cost of clearing a reload bonus at a UK-licensed casino is the cost the cap was written to cap. The expected loss, where the reader wants it, scales with the bonus and with the RTP of the chosen game, and is small for small offers and modest for large ones. The arithmetic is the comparison; the rest of the page is the frame around it.

Picking the right reload bonus for a given reader

A reload bonus is the right tool when the deposit is going to happen anyway and the player wants the operator to add to it. It is the wrong tool when the deposit is being invented to chase the bonus — the wagering requirement, the time cost, and the expected loss all sit on top of a deposit that the player would not otherwise have made.

A small-balance account reads the reload calendar for the lowest minimum deposit that triggers the highest percentage match, with the smallest wagering multiple attached. Under the 10x cap every reload bonus is at the same wagering multiple by definition, so the comparison shifts to the percentage and the cap. A 50% match on a £10 deposit that caps at £50 is a £5 bonus at 10x; a 25% match on a £20 deposit that caps at £100 is a £5 bonus at 10x; the two are mechanically identical.

A regular depositor reads the reload calendar for the repetition. A weekly 50% match that runs every Friday is a known line item; a one-off 100% match that runs once is a known event. The arithmetic of the two is the same per claim; the cumulative value over a quarter is the repetition multiplied by the per-claim value.

A high-balance account reads the reload calendar for the cap. A 50% match that caps at £500 is worth more to a high-balance account than a 100% match that caps at £100, because the percentage is irrelevant once the cap is reached. The cap is the figure that decides the ceiling on the bonus; the percentage decides how quickly the cap is reached.

A player who prefers crypto funding reads the cashier, not the bonus terms. A licensed casino that accepts bitcoin and pays a sterling-denominated reload bonus treats the bonus as a pound figure from the cashier’s first conversion onward; the bonus terms are unaffected by the deposit method.

What sits outside the comparison

Three things sit outside this page by design. The first is bonus codes — a player who wants to claim a reload bonus at a specific operator finds the relevant opt-in button or auto-attached trigger on the operator’s own promotion page. The second is a recommendation — this page describes operators and reload offers, and the player chooses which one to use. The third is an unlicensed crypto casino — a site without a Commission licence is not in the comparison, and a player who wants the protections of the UK regime cannot use one.

The reload bonus at a UK-licensed casino is a percentage match, capped at a stated maximum, gated behind a minimum deposit, with a wagering multiple of 10x the bonus, paid in sterling, paid against a verified identity, paid against a GAMSTOP check that has already returned clean. The ten operators above all sit inside that frame; the differences between them are the terms they publish on their own pages. The arithmetic is the same for all of them, and the arithmetic is the comparison.

Frequently asked questions

What is a casino reload bonus and how does it differ from a welcome offer?

A reload bonus is a percentage match the casino adds to a fresh deposit made by an existing account, with a wagering requirement on the bonus before any winnings become withdrawable. A welcome offer applies once to a brand-new account and usually runs at a higher percentage; a reload bonus repeats and runs at a lower percentage. Under UK rules both are bound by the same 10x wagering cap.

How often can I claim a reload bonus at a UK casino?

That is the operator’s choice and it varies. Weekly and monthly reload calendars are common at the larger brands; one-off reloads attached to a sports event or a slot launch are common at the smaller ones. The operator’s promotion page sets the cadence and the player opts in per claim, or in some cases does not opt out before depositing.

Do crypto-funded reload bonuses work the same way as card deposits?

The bonus does. The deposit method changes at the cashier, where the casino converts the crypto to sterling at its published rate; the bonus is then denominated in pounds and the wagering requirement runs against the sterling figure. The bonus terms, the cap and the 10x wagering multiple all read the same way regardless of how the deposit was funded.

What wagering requirement applies to reload bonuses under current UK rules?

Since 19 December 2025 the Gambling Commission has capped wagering requirements at 10x the bonus amount. The cap applies to every bonus a UK-licensed casino offers, including reload bonuses, free spins converted to bonus credit, and “losses back” rebates. A bonus with a wagering requirement above 10x is not from a UK-licensed operator.

Is there a minimum deposit needed to unlock a reload bonus?

Yes. Each reload offer names its own minimum deposit, and that minimum decides which accounts the offer reaches. A £10 minimum extends the offer to small-balance accounts; a £50 minimum restricts it to accounts comfortable with a larger trigger deposit. The bonus is paid as a percentage of the deposit above that minimum, capped at the operator’s stated maximum.

Can I withdraw reload bonus winnings straight away?

Not until the wagering requirement has been cleared. The bonus-derived balance is play-money until the 10x turnover has been completed; once cleared, the balance becomes withdrawable subject to the operator’s usual withdrawal rules. A maximum-cashout ceiling, where the operator sets one, applies on top of that — a ceiling caps what the bonus-derived balance will pay out even after wagering is complete.